اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحُزْنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Allahumma inni a’udhu bika minal-hammi wal-huzni wal-’ajazi wal-kasli wal-bukhli wal-jubni wa dala’id-dayni wa ghalabatir-rijal.
The Translation :
O Allah, I take refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and from being overpowered by men.
Narrated Anas bin Malik:
The Prophet sallallaahu ‘alayhi wasallam used to say, “O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men.” [Bukhari]